Tag: home buying

Come join us for a free class on Home Ownership!

Come join us for a free class on Home Ownership!

Join me and Austin, as well as loan officer Alexandra Michel for an in-depth look at first-time home buying! Guests will hear from Alexandra about loans and financing including mortgage pre-approval, credit, income, debts, and assets. Austin and I will walk you through the process 

Upfront Costs as a Home Buyer

Upfront Costs as a Home Buyer

Most buyers are aware of some of the fees that are paid during the purchase of a home such as title and escrow fees, but there are some smaller fees that are sometimes overlooked. Here are some of the lesser-known or overlooked fees that buyers should budget for that will be paid upfront during the transaction.

The Importance of Getting Pre-Approved

The Importance of Getting Pre-Approved

A common practice that we see a lot with new buyers when they start  looking for a new home is they call a Realtor and start looking at homes they think are in their price range. This can be very hard because when they go to talk to a lender usually things get put into perspective and it does not always align with what the buyer thinks they will qualify for. 

Talking to a lender is truly the first step in the home buying process because they are able to help you understand the price point that you will qualify for without straining yourself as well as develop an avenue to achieve home ownership. We have laid out why it is important to get pre-approved!