A common practice that we see a lot with new buyers when they start  looking for a new home is they call a Realtor and start looking at homes they think are in their price range. This can be very hard because when they go to talk to a lender usually things get put into perspective and it does not always align with what the buyer thinks they will qualify for. 

Talking to a lender is truly the first step in the home buying process because they are able to help you understand the price point that you will qualify for without straining yourself as well as develop an avenue to achieve home ownership. We have laid out why it is important to get pre-approved!